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The
Home Buying Process
We run through the basic steps involved in buying
a home. |
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FAQs
Learn from our collection of Frequently Asked Questions
and our answers to them. |
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| 1. |
How
can Equity Max Realtors help me buy my next home?
Many
of our sellers use our popular Shown By Owner program,
which allows us to help them sell their home for
a reasonable real estate commission. We feel this
benefits buyers too, in that our sellers don't have
to over price their home in order to pay a high
real estate fee.
Equity Max Realtors can help you make an informed
home buying decision and represent you as a buyer
in your next purchase. Use our Virtual Agent to
set up a search of all property listed in the MLS.
Your Virtual Agent will then email you photos and
property details that meet your criteria, as homes
come on the market.
Equity Max Realtors can also help you make an offer
on a For Sale By Owner (FSBO) property with our
Contract Assistance Service. We will prepare the
purchase contract for you and the seller, work with
the finance, inspection, and title companies and
attend the closing - for a small, one time, flat
fee. Our goal is to insure that buyers and sellers
are happy, comfortable, and well informed. This
is a great option which allows you to have a professional
RealtorŪ prepare your purchase contract!
Contact Beth Jones at (859) 525-8799 or BethJones@EquityMaxRealtors.com to discuss
how we can help you! |
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| 2. |
Why
Use a Real Estate Agent?
Buying
a home may be the largest purchase you ever make.
You should choose the person best qualified to
handle the transaction - a professional RealtorŪ.
Your RealtorŪ can assist you in a smooth transaction
by helping you obtain financing and provide you
with information and guidance. Your RealtorŪ can
help you negotiate and troubleshoot the purchase
process. In the end, a RealtorŪ can save you time,
energy and money.
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| 3. |
How
do I make an offer on a home?
Whether
you are buying a home listed with a RealtorŪ or
a For Sale By Owner (FSBO), you should seek professional
assistance. Take the time to understand the documents,
ask questions, and review all available and required
disclosures. The purchase contract can include
sale price, financing contingencies, inspection
clauses, earnest money deposits, sellers' warranties,
closing and occupancy dates, and possibly, personal
property. An Equity Max Realtors professional
RealtorŪ can assist buyers and sellers with offers
to purchase. Please contact
us for assistance.
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| 4. |
What
interest rate can I expect for my mortgage?
There
are many factors that influence the interest rate
you will receive. Bankrate.com
is a banking industry site that includes a survey
of interest rates for Northern Kentucky.
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| 5. |
How
much can I afford?
Again,
many factors will affect the answer to this question.
Bankrate.com
includes a mortgage
calculator that will help you estimate monthly
mortgage payments, but you should consult with
a lender before making an offer on a home. Contact
an Equity Max Realtors agent for help in obtaining
financing.
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